Effective Date: April 6, 2026

Company: Minnie Downtown Media LLC

Address: 30 N Gould St Ste R, Sheridan, WY 82801, United States

Website: https://ugcexecutive.com/

Email: hello@ugcexecutive.com

1. Purpose and Scope of This Disclaimer

This Disclaimer (“Disclaimer”) is issued by Minnie Downtown Media LLC (“Company,” “we,” “us,” or “our”) in connection with the UGC Executive Academy program (the “Program”) and all associated marketing materials, website content, testimonials, case studies, social media content, and communications published at https://ugcexecutive.com/ or through any other Company-operated channel.

The purpose of this Disclaimer is to ensure that all prospective and enrolled participants have a complete, accurate, and transparent understanding of what the Program can and cannot deliver in terms of financial outcomes, career results, and business success.

This Disclaimer applies to all individuals who visit our Website, review our marketing materials, or purchase the Program, regardless of their country of residence or the platform through which they encountered our content.

This Disclaimer is incorporated by reference into the Company’s Terms of Service and constitutes a binding part of the agreement between you and the Company upon your use of the Website or purchase of the Program.

2. Core Earnings and Income Disclaimer

The Company makes no representation, warranty, or guarantee of any specific level of earnings, income, revenue, profit, or financial outcome as a result of enrolling in or completing the UGC Executive Academy program.

Any references to specific income figures on our Website, in our marketing materials, in testimonials, in video content, or in any other Company communications — including but not limited to references to earning $100 to $1,000 per video, earning $3,000 or more per month, or achieving financial freedom or financial independence — are illustrative examples only. These figures reflect the individual experiences of specific participants under their particular circumstances and at specific points in time. They are not averages, medians, typical outcomes, or projections.

The UGC Executive Academy is an educational program. Purchasing and completing the Program does not, by itself, generate income. Income, if any, is generated through independent work performed by the participant after completing the Program, through arrangements with clients obtained independently or through the Verified Creator Marketplace, and through the participant’s own business and professional development efforts.

Past results of individual participants are not indicative of future results for any other participant.

3. Factors That Influence Individual Results

Financial and professional outcomes from participation in the Program vary significantly between individuals. The following non-exhaustive list of factors directly influences results, and many of these factors are entirely outside the Company’s control:

• Individual effort and consistency: The amount of time, energy, and sustained effort a participant invests in completing the Program, practicing their skills, and actively pursuing clients.
• Prior experience and background: Participants with prior experience in marketing, video production, sales, or client communication may achieve results more quickly than those starting from no background.
• Geographic location and local market conditions: Demand for UGC content creators and prevailing rates vary by country, region, and language market. Results achievable in one market may not be replicable in another.
• Economic conditions: General economic conditions, advertising industry trends, platform algorithm changes, and client budget cycles all affect the demand for and compensation of UGC creators.
• Quality of work produced: The ultimate commercial value of a participant’s output is determined by the quality, creativity, and effectiveness of the content they produce, which depends on individual skill development.
• Speed and effectiveness of client acquisition: Results depend on how quickly and effectively a participant identifies, approaches, and converts clients, whether through the Marketplace or independently.
• Business and communication skills: A participant’s ability to negotiate, manage client relationships, invoice, follow up, and operate as an independent contractor materially affects their financial outcomes.
• Equipment and production environment: While the Program is designed for participants without expensive equipment, differences in available technology, lighting, and recording environment may affect output quality.
• Time available to dedicate to the Program: Participants who are able to dedicate more focused time to Program completion and client work are likely to progress more quickly than those with significant competing obligations.
• Willingness to implement feedback: Participants who actively apply mentorship feedback and iterate on their work typically produce better outcomes than those who do not.

The Company provides educational content, tools, frameworks, and marketplace access as inputs. The conversion of those inputs into financial outcomes is the result of participant effort, skill, and individual circumstances, not the Program itself.

4. Testimonials and Case Studies

4.1 Nature of Testimonials

Testimonials, success stories, and case studies featured on our Website, in our social media content, and in our marketing materials represent the experiences of individual Program participants. These individuals agreed to share their experiences, which may have been edited for length, clarity, or readability.

Testimonials reflect the honest opinions and experiences of the individuals providing them. However, the Company does not independently verify all claims made in testimonials and cannot guarantee their accuracy in every detail.

4.2 Testimonials Are Not Typical Results

Individuals who provide testimonials for the Program are, by definition, participants who had noteworthy experiences or results worth sharing. Their experiences are not representative of the typical participant experience and should not be interpreted as such.

The results described in testimonials are individual results and are not typical. Most participants will not achieve the same results described in testimonials.

The Company complies with the U.S. Federal Trade Commission (FTC) Guides Concerning Endorsements and Testimonials (16 CFR Part 255), including the requirement to disclose when testimonials reflect results that are not typical. Where required, appropriate disclosures are included alongside testimonial content.

4.3 Compensation and Relationships

Some testimonials or endorsements may be provided by individuals who have a material relationship with the Company, including participants who have received complimentary access, early-access pricing, or other consideration in exchange for their participation in case studies or marketing materials. Any such material relationships will be disclosed in accordance with applicable FTC guidelines and EU advertising transparency requirements.

5. Interpretation of Marketing Claims

Certain statements on our Website and in our marketing materials describe potential outcomes, market opportunities, or participant experiences in motivational or aspirational terms. The following clarifications apply to specific types of claims:

5.1 Income Range Claims

References to earning between $100 and $1,000 per video represent the range of rates reported by UGC creators in various markets and at various experience levels. These figures are not guaranteed rates and do not represent what a new or typical Program participant will earn. Actual rates depend on client budgets, content complexity, market demand, and negotiation outcomes.

5.2 Monthly Income Examples

References to earning $3,000 or more per month represent illustrative examples based on specific participant experiences involving a particular volume of work, client relationships, and market conditions at a specific point in time. These figures assume consistent client acquisition, steady project flow, and efficient content production, none of which are guaranteed outcomes.

5.3 Client Guarantee Language

References on our Website to participants having clients waiting for them upon Program completion refer to the existence of the Verified Creator Marketplace and the Company’s efforts to source client opportunities for Program graduates. This language does not constitute a contractual guarantee that any specific number of paid client engagements will be available to any individual participant at any specific time. Client availability on the Marketplace is subject to market conditions and is not fixed.

5.4 Financial Freedom and Life Change

References to financial freedom, changing your career, or transforming your financial situation describe potential aspirational outcomes that some participants have experienced. These descriptions are motivational in nature and are not predictions or guarantees of outcomes for any individual participant.

5.5 Market Growth Claims

Statements regarding the growth of the UGC market, increasing demand for content creators, or the expanding role of UGC in brand marketing are based on publicly available industry data and general market observations at the time of publication. These statements reflect market trends and do not guarantee that individual participants will benefit from those trends or secure a portion of that market.

6. Educational Purpose of the Program

The UGC Executive Academy is an educational product. Its purpose is to teach skills, provide frameworks, and create opportunities for participants to develop competencies in UGC content creation. The Program is not an employment arrangement, a business opportunity in the regulatory sense, a franchise, a guaranteed income scheme, or a multi-level marketing program.

Participation in the Program does not create an employment relationship between the participant and the Company. Participants who obtain work through the Marketplace or independently do so as independent contractors and are solely responsible for their own tax obligations, business compliance, and professional conduct.

The Company does not provide financial advice, tax advice, legal advice, or business registration advice through the Program. Any general information provided regarding rates, client relationships, or business operations is for educational context only and should not be relied upon as professional advice.

7. Risk Acknowledgment

By purchasing the Program, you acknowledge and agree that:

• You have read and understood this Disclaimer in full.
• You understand that income and business results from the Program are not guaranteed and will vary based on individual effort, skill, and circumstances.
• You are not purchasing the Program in reliance on any specific income projection, earnings guarantee, or promise of financial outcome.
• You understand that the testimonials and case studies featured in the Company’s marketing materials represent individual experiences and are not typical results.
• You accept full responsibility for your own decisions and outcomes in connection with your use of the skills and knowledge acquired through the Program.
• You understand that all business activities you undertake as a result of Program participation, including client work, invoicing, and tax reporting, are your sole responsibility.
• You have evaluated the Program based on its educational content and not solely on the basis of potential financial returns.

8. Regulatory Compliance

8.1 United States Federal Trade Commission (FTC)

This Disclaimer is drafted in compliance with the FTC Act (15 U.S.C. Section 45) and the FTC’s Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255), as updated. The Company is committed to truthful, non-deceptive advertising and will update its marketing materials as required to comply with FTC guidance.

If you believe any of our marketing claims are materially inaccurate or misleading, please contact us at hello@ugcexecutive.com. We take compliance concerns seriously and will review all such communications promptly.

8.2 European Union Consumer Protection

For EU residents, this Disclaimer is issued in compliance with the Unfair Commercial Practices Directive (2005/29/EC) and applicable national consumer protection laws. Misleading consumers about expected financial outcomes is prohibited under EU law, and the Company does not intend for any of its marketing materials to create false impressions of likely financial results.

EU consumers who believe they have been misled by marketing claims have the right to contact their national consumer protection authority. EU consumers in member states with specific requirements for income claims in educational advertising should be aware that local regulations may provide additional protections.

8.3 General Advertising Standards

All marketing and advertising materials produced by the Company are intended to comply with applicable advertising standards in the jurisdictions where they are published, including standards applicable to digital advertising, social media promotions, and influencer marketing. The Company periodically reviews its marketing materials for compliance with current standards.

9. No Professional or Financial Advice

Nothing on the Website, in the Program materials, in mentorship sessions, or in any other Company communication constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice regulated by law.

Any information provided about market rates, client pricing, business structures, or income potential is for general educational and informational purposes only. Before making any significant financial or business decisions based on information obtained through the Program, you should consult a qualified professional, including a licensed financial advisor, accountant, or attorney, as appropriate.

The Company is not a financial services firm, investment advisor, or regulated educational institution. It does not hold any license or accreditation that would qualify it to provide regulated financial or professional advice.

10. Updates to This Disclaimer

The Company reserves the right to update or modify this Disclaimer at any time to reflect changes in marketing practices, regulatory requirements, or business operations. The updated Disclaimer will be posted on the Website with a revised Effective Date.

For purchases made prior to any update to this Disclaimer, the version in effect at the time of purchase will govern the interpretation of earnings-related representations made at that time.

11. Contact Information

For questions about this Disclaimer, to report a compliance concern, or to request clarification regarding any earnings-related claim on our Website or in our marketing materials, please contact:

Minnie Downtown Media LLC

30 N Gould St Ste R, Sheridan, WY 82801, United States

Website: https://ugcexecutive.com/

Email: hello@ugcexecutive.com

The Company will make reasonable efforts to respond to all compliance and disclaimer-related inquiries within five (5) business days.